Quick Funds ("we", "our", or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, store, and delete your data when you use our mobile application and related services. By accessing or using the Quick Funds app, you agree to the terms described herein.
We collect and process the following types of information strictly for the purpose of evaluating your loan application, assessing credit risk, enhancing service delivery, and complying with applicable legal and regulatory obligations.
2.1 SMS Access
What we collect:
With your explicit consent, we collect, access, and temporarily store only financial SMS messages from the past 6 months, such as salary credits, bank account debits/credits, EMI notifications, loan repayments, and other relevant financial transactions. We do not collect or store personal SMS messages unrelated to finance.
Purpose:
This data helps us assess your financial behavior, determine eligibility, match you with suitable loan offers, and detect potential fraud.
Data handling:
We do not share this information with any third party. All SMS data is securely encrypted and uploaded to https://api.quickfundsapp.com/ for credit assessment purposes. It is automatically deleted once the credit decision is complete.
2.2 Installed Applications
What we collect:
We collect metadata about the apps installed on your device, such as package names and categories, but not app content or usage logs.
Purpose:
Used for risk profiling and fraud detection. For instance, the presence of other financial or lending apps may inform our underwriting model.
Data handling:
We do not share this information with any third party. All data is securely encrypted and transmitted to https://api.quickfundsapp.com/ and automatically deleted following assessment.
2.3 Device Information
What we collect:
Device make/model, operating system version, device ID, screen size, language, network status, and other technical parameters.
Purpose:
Ensures compatibility, device authentication, and security validation during loan processing.
Data handling:
We do not share this information with any third party. All device-related data is securely encrypted and uploaded to https://api.quickfundsapp.com/ and automatically deleted once the user verification and device validation steps are complete.
2.4 Camera & Media Access
What we collect:
We request access to your camera and media files to capture and upload KYC documents such as ID proof, address proof, and selfies for identity verification.
Purpose:
Used exclusively for real-time KYC verification and regulatory documentation.
Data handling:
We do not share this information with any third party. All captured files are securely encrypted and transmitted to https://api.quickfundsapp.com/ and automatically deleted after verification is completed.
2.5 Usage Behavior Data
What we collect:
Information about how you interact with the app—pages visited, buttons clicked, time spent, and navigation patterns.
Purpose:
Helps us improve app performance, personalize the experience, and detect any anomalous or unauthorized behavior.
Data handling:
We do not share this information with any third party. All usage behavior data is securely encrypted and transmitted to https://api.quickfundsapp.com/, where it is analyzed and then automatically deleted after use.
To assess your eligibility for financial products.
To verify your identity and comply with KYC norms.
To detect and prevent fraud or unauthorized use.
To improve app performance and user experience.
To communicate updates, offers, and alerts, if permitted by you.
We retain your personal data only as long as necessary to fulfill the purpose for which it was collected, or as required by law.
Once your loan is fully closed or your account is inactive for a prolonged period, all related data will be securely deleted from our servers unless retention is mandated by regulatory authorities.
We implement industry-standard security protocols, including encryption, secure sockets layer (SSL), firewall protection, and role-based access control to safeguard your information.
We do not sell or share your personal data with any unauthorized third parties. Your data may be shared only with:
Our lending partner D S G Investments Private Limited, for underwriting and servicing purposes.
Regulatory or legal authorities, if required by law or court order.
Service providers strictly bound by data confidentiality agreements.
You have the right to:
Request access to your data
Request correction or deletion of your information
Withdraw your consent (if applicable)
Raise a complaint regarding misuse or unauthorized access
If you have any questions, concerns, or requests related to this Privacy Policy or your data, please contact:
Email: services@intellfinadv.com
We may revise this Privacy Policy from time to time. Any changes will be posted on this page with the updated effective date. We encourage you to review the policy periodically.